Alternative business funding

The bank said no.
Your business still has options.

Explore funding options built around your business—not just a traditional bank checklist. One simple application can connect you with multiple potential solutions.

No obligation to accept an offer. Approval and terms depend on provider underwriting.

$2B+Funded to businesses

15,000+Businesses helped

10+Funding products

4.9/5Customer rating

Built for real business needs

One application.
Multiple ways forward.

Whether you need to steady cash flow or act on an opportunity, we help you explore options that may fit your business profile and funding goal.

01

Working capital

Cover payroll, inventory, marketing, seasonal needs, and everyday operating expenses.

02

Equipment financing

Acquire the tools, vehicles, or technology your company needs to move forward.

03

Business expansion

Open a location, hire employees, increase capacity, or invest in a growth opportunity.

04

Invoice factoring

Turn eligible unpaid customer invoices into working cash instead of waiting for payment.

05

SBA and long-term

Explore longer-term funding solutions for established businesses and larger projects.

06

Commercial real estate

Review potential financing options for an owner-occupied or investment property.

A simpler path to funding

From first question
to a clear next step.

Share a few details, review potential matches, and speak with a funding specialist before deciding what is right for your business.

Check my options
  1. 01

    Tell us your goal

    Choose what the funding is for and provide basic business and financial details.

  2. 02

    See potential matches

    Your information is reviewed against available funding products and provider requirements.

  3. 03

    Review your options

    A specialist helps you understand available offers, costs, terms, and next steps.

  4. 04

    Choose with confidence

    You decide whether an available option fits your business. There is no obligation to accept.

Prepare before you apply

A stronger application starts with the right information.

  • Business name, industry, and entity type
  • Time in business and business location
  • Average monthly and annual revenue
  • Requested amount and intended use of funds
  • Recent business bank statements if requested
  • Complete the free Funding Readiness Review →

Straight answers

Questions business owners ask.

Is GoBizFund a lender?

No. GoBizFund connects business owners with lending professionals and funding providers. GoBizFund does not make credit decisions.

Does applying guarantee approval?

No. Approval, available products, amounts, rates, fees, and repayment terms depend on provider requirements and underwriting.

Will checking my options affect my credit score?

The initial pre-qualification process does not impact your credit score. A provider may request permission for a credit inquiry later in the process.

What information should I have ready?

Be prepared to share your industry, time in business, average revenue, requested amount, intended use of funds, and basic contact information. Additional documents may be requested.

How quickly will someone contact me?

A funding specialist generally follows up within 24 hours after a completed application. Response times can vary.

Your next move starts here

See which funding options may fit your business.

It takes about two minutes to begin, and there is no obligation to accept an offer.

Start my application